Individuals
High Deductible Hospitalization and Health Savings Accounts are exciting innovations in making health care more affordable for individuals. However, underwriting for individuals seeking Major Medical coverage may be a challenge – and premiums can be higher than what would be available through a group plan.
CAUSA has different membership classes with membership privileges including Guaranteed Issue limited benefit coverage for routine medical, dental, and vision care and limited coverage for hospital room and board and surgical costs. Accident Medical Reimbursement coverage is also part of most CAUSA membership privileges, and is a cost-effective solution for lump sums medical expenses for injuries.